Terms & Conditions
PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY. THEY GOVERN YOUR ACCESS AND USE OF THIS WEBSITE.
BY ACCESSING OR USING THIS WEBSITE, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS AND ACCEPT THEM IN FULL, AS THEY MAY BE MODIFIED BY GENIX BANK (for purposes of these terms and conditions the term "Genix Bank" includes Genix Bank's affiliates, as applicable) FROM TIME-TO-TIME AND POSTED ON THIS WEBSITE.
No Warranties: WHILE GENIX BANK STRIVES TO PROVIDE RELIABLE INFORMATION, ENCOMPASSING NAMES, VISUALS, GRAPHICS, LOGOS, SYMBOLS, FILES, AND MATERIALS (COLLECTIVELY REFERRED TO AS "CONTENTS") ON ITS WEBSITE, IT CAN NOT GUARANTEE THE ABSOLUTE ACCURACY OR SUITABILITY OF THESE CONTENTS FOR SPECIFIC PURPOSES. THE WEBSITE AND ITS CONTENTS ARE MADE AVAILABLE "AS IS." ANY UTILIZATION OF THE WEBSITE AND ITS CONTENTS FALLS SOLELY WITHIN THE USER'S RESPONSIBILITY. GENIX BANK DISCLAIMS ALL FORMS OF REPRESENTATIONS, ENDORSEMENTS, OR WARRANTIES, WHETHER EXPLICIT OR IMPLICIT, ENCOMPASSING BUT NOT CONFINED TO WARRANTIES OF TITLE, ACCURACY, MERCHANTABILITY, FITNESS FOR A PARTICULAR USE, OR NON-INFRINGEMENT, WITH THE ONLY EXCEPTION BEING WARRANTIES (IF ANY) THAT CANNOT BE LAWFULLY EXCLUDED. FURTHERMORE, IT'S IMPORTANT TO NOTE THAT GENIX BANK ALSO REFRAINS FROM PROVIDING REPRESENTATIONS, ENDORSEMENTS, OR WARRANTIES, WHETHER EXPRESS OR IMPLIED, REGARDING ANY THIRD-PARTY-OPERATED WEBSITES, AS DETAILED BELOW.
Limitation of Liability: IN NO EVENT SHALL GENIX BANK OR ITS SUBSIDIARIES, AFFILIATES, CONTRACTORS, OR THEIR RESPECTIVE EMPLOYEES INCUR LIABILITY FOR ANY DAMAGES, INCLUDING BUT NOT LIMITED TO INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES. WHETHER ARISING FROM CONTRACT, TORT, OR ANY OTHER THEORY OF LIABILITY, THESE DAMAGES MAY OCCUR IN CONNECTION WITH ANY PARTY'S UTILIZATION OF THE WEBSITE OR ABOUT ANY INSTANCE OF PERFORMANCE FAILURE, ERROR, OMISSION, INTERRUPTION, DEFECT, OPERATIONAL DELAY, COMPUTER VIRUS, LINE SYSTEM FAILURE, DATA LOSS, OR LOSS OF USE ASSOCIATED WITH THIS WEBSITE OR ANY THIRD-PARTY-OPERATED WEBSITE OR THE CONTENTS THEREOF, EVEN IF GENIX BANK HAS BEEN MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES.
Copyrights and Other Intellectual Property: Unless otherwise explicitly stated, all the content found on this website, including its graphics, icons, and overall design, is the exclusive property of The Genix Financial Services Group, Inc., located in Pittsburgh, Pennsylvania, and its subsidiaries or affiliates. Including content on this website does not waive any proprietary rights held by Genix Bank or any other party, such as copyrights, trademarks, service marks, patents, and other intellectual property rights. It also does not imply transferring such rights or any license to the website user or any third party, whether by implication, estoppel, or any other means.
The contents of this website are safeguarded by both United States and international copyright laws, both as individual pieces and as a comprehensive collection. Additionally, they are protected by United States and international trademark laws. You agree not to remove any copyright, trademark, or similar notices from any content you obtain from this website.
Transmissions to and from this Website: Unless explicitly stated otherwise, please be aware that communications to and from this website, including emails directed to Genix Bank, are not sent through a secure channel. Third parties could intercept them, and the relevant department at Genix Bank may not promptly receive them. Therefore, we kindly request that you refrain from using email to transmit communications containing confidential information that either requires written documentation or demands immediate attention.
Please direct your communication to Attention: Web Site Customer Service for matters requiring immediate attention or written documentation.
It's important to note that any transmission to this website, including emails, will be considered and continue to be the property of Genix Bank. Genix Bank reserves the right to utilize freely, for any purpose, any ideas, concepts, know-how, or techniques submitted by a website user to Genix Bank via this website.
Modifications: Genix Bank reserves the right to make adjustments, amendments, or revisions to the content featured on this website, including these Terms and Conditions, without prior notification. It is your responsibility to review these terms and conditions regularly. Your continued usage of this website following any modifications, changes, or revisions constitutes your acknowledgment and acceptance of such alterations.
Applicable Law: These Terms and Conditions are subject to and shall be interpreted by the laws of the Commonwealth of Pennsylvania, without regard to its conflict of laws principles, as well as the federal laws of the United States of America.
Jurisdiction: Any disputes arising from using this website shall exclusively fall under the jurisdiction of either a federal or state court within the Western District of Pennsylvania or in the county of Allegheny.
Severability: If any part of these Terms and Conditions is deemed unenforceable by a court of competent jurisdiction, the court will adjust a specific portion to the extent necessary for it to be enforceable. As modified, the remaining provisions of these Terms and Conditions shall remain in full force and effect.
Waiver: Genix Bank's failure to exercise any right, or its failure to enforce any term or provision of these Terms and Conditions, shall not be construed as a waiver of any other rights or provisions at that particular time, nor as a waiver of those or any other rights, terms, or provisions at any subsequent time.
Chat Availability and Usage Agreement
GenixBank's interactive online chat service, known as "Chat." We're excited to offer this service to you, but there are a few essential things to keep in mind:
Availability: Chat is available at our discretion, and while we strive to make it accessible at all times, we cannot guarantee uninterrupted service or error-free operation.
Age Restriction: If you're under 13 years old and are invited to use Chat, please do not agree to use the service.
Purpose: Chat is here for your convenience. Our dedicated Chat agents are committed to providing accurate and up-to-date information based on your inquiries. However, anything discussed in Chat does not constitute a legal agreement, representation, or warranty regarding our products, services, processes, decisions, or response times. It's important to understand that using Chat doesn't imply consent by either party to substitute electronic records and signatures for written documents.
Responsible Usage: We kindly request that you refrain from using Chat to send abusive, defamatory, dishonest, or obscene messages. Engaging in such behavior may result in the termination of your Chat session.
Thank you for choosing Genix Bank. We appreciate your business serving you.